Turn Your Homeownership Dreams Into Reality
VWe help you find the right home finance solution tailored to your needs.
From first-time buyers to investors, we make every step simple and stress-free.
Residential Finance
Your home journey starts here.
At Vault Finance, we make residential finance simple, personal, and stress-free. Whether you’re buying your first home, upgrading to your dream property, or refinancing an existing loan, our team works closely with you to secure the right solution.
Our Residential Finance Solutions Include:
First Home Buyer Loans – Guidance through every step, from deposit to settlement.
Refinancing – Review your current loan to access better rates and save thousands.
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Construction Loans – Flexible funding for building or renovating your property.
Owner-Occupied Loans – Tailored finance options for your primary residence.
primary residence.With access to an extensive panel of lenders, we negotiate on your behalf to ensure a smooth process and a finance solution that fits your life.
Commercial Finance
Finance that helps your business grow.
Vault Finance offers a range of commercial lending solutions designed to support Australian business owners, property developers, and investors. Our expertise and lender network allow us to structure complex deals efficiently and strategically.
Our Commercial Finance Solutions Include:
Commercial Property Loans – For purchasing offices, warehouses, or retail spaces.
Development Finance – Funding for small to large-scale construction and property development projects.
Business Loans – Short or long-term lending options to help manage cash flow, expansion, or equipment purchases.
Asset & Equipment Finance – Fast, flexible finance for vehicles, machinery, and business assets.
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From application to settlement, we provide tailored, transparent advice — helping you achieve your commercial goals with confidence.
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Helping Australians turn their property dreams into reality
Purchase a property
From your first open home to the moment you settle, Vault Finance is here to support every step of your property journey. We remove the stress from home loans and take pride in delivering a seamless, effortless experience as you purchase your new property.
Refinance an existing loan
Whether you’re restructuring your loan, expanding your investment portfolio, or reviewing your current finances, Vault Finance specialises in refinancing solutions tailored to your needs. Our goal is to put you in a stronger financial position and help you grow your wealth with confidence.
Purchase a property
From your first open home to the moment you settle, Vault Finance is here to support every step of your property journey. We remove the stress from home loans and take pride in delivering a seamless, effortless experience as you purchase your new property.
Helping Small Businesses Grow
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Our Solutions
Home Loans
Vault Finance helps first-time and experienced buyers navigate every step, securing the right loan to meet their goals and build wealth.
Refinance
Vault Finance helps restructure loans, consolidate debts, and recommends annual home loan health checks to ensure your finances always fit your goals.
Investment Loans
Vault Finance provides competitive investment property loans, guiding investors through options to choose the best loan for their strategy and circumstances.
Commercial Loans
Vault Finance helps secure commercial loans, guiding you through lenders and options so finance isn’t a barrier to growing your business.
Car Finance
Vault Finance helps you find the right car loan—secured, novated, chattel mortgage, commercial hire purchase, personal, or pensioner finance.
Equipment Finance
Vault Finance helps your business finance equipment—from construction to medical—without straining cash flow, providing tailored solutions for every industry need.
Book Consultation
Start your home loan journey by booking a free consultation with our experts. We’ll review your current situation, understand your goals, and explore the best options to help you proceed with confidence.
Understand Options
Next, we’ll guide you through all your finance options, including borrowing capacity, loan features, rates, and the lenders best suited to your needs.
Helping Financial Company Grow
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Testimonials
Vault Finance made organising my home loan effortless. Their professionalism ensured the entire process was smooth, seamless, and completed within a tight timeframe. I’ve recommended Vault Finance to several friends seeking home loans, and they’ve all been extremely satisfied with the service.”
Sarah Hornsby
I’m extremely happy I chose Vault Finance. The team secured the best finance outcome after comparing options with other banks and brokers. Their support was helpful, understanding, and professional throughout — truly outstanding service. I will definitely be using Vault Finance again in the future and can’t recommend them highly enough.
Jeanie Chatswood
Vault Finance exceeded my expectations compared to any bank. The service was both professional and personal, making the entire process exciting and easy to navigate. Every aspect of the finance was clearly explained, and every question was answered. The support and guidance I received were exceptional, and as a first home buyer, I truly felt in the right hands. I’m incredibly grateful for such an outstanding service.
Tim Dulwich Hill